FAQ
Frequently asked questions
Quick, plain-language answers. Can’t find yours? Read our guides.
Salary & Career
What is the difference between gross and net salary? +
Gross is what you earn before tax; net is what remains after tax and social charges. Use the Salary Calculator to estimate the net side of an offer.
Budgeting
Is 50% for needs realistic in expensive cities? +
Often not. The rule is a starting point — the goal is a visible, deliberate split you can adjust to your real housing costs.
Does inflation affect savings in a bank account? +
Yes. If interest earned is below inflation, the real value of savings falls over time, even as the balance grows.
Saving Money
How many months of expenses should I save? +
Three to six months of essentials is the common target; income stability decides where you sit in that range.